DW BUREAU / Chandigarh

The Haryana government has launched the Sukanya Samriddhi Yojana for the bright futures of daughters. If a small daughter is born in your house and you are making better planning for your daughter's future like education, higher education and marriage etc., then Sukanya Samriddhi Yojana has been created by the government for this very purpose.

This scheme is specifically designed for daughters. The benefits of this scheme can also be availed for adopted daughters.

A government spokesperson explained that the Sukanya Samriddhi Yojana is a small savings scheme for girls, which will fulfill the expenses for their future. The scheme is launched under the Beti Bachao-Beti Padhao campaign.

An account under the Sukanya Samriddhi Yojana can be opened in the name of girls below 10 years of age by parents or legal guardians, starting from Rs. 250 and can go up to Rs. 1.50 lakh. The main objective of the government is to secure the future of the country's daughters through this scheme.

Any member of the family such as parents or other guardians can open an account under this scheme, but only accounts for daughters are opened. One can open a Sukanya Samriddhi Yojana account at any nearby post office or

authorized bank.

The spokesperson stated that the maximum entry age for girls under this scheme is 10 years. The annual investment amount ranges from Rs. 1,000 to Rs. 1.50 lakh.

The Sukanya Samriddhi Yojana requires depositing the premium amount for up to 15 years, with a maturity period of 21 years. The current interest rate available in this scheme is 7.60 percent. When the girl reaches the age of 18, an option is provided to withdraw 50 percent of the amount for her higher education.

The account under Sukanya Samriddhi Yojana can also be transferred elsewhere. If the girl wishes to manage her own account after turning 18, provision for the same is also included in the scheme.
(editor@dailyworld.in)